Is Early Exclusion even a thing?

[Red1Blue]

Congrats @CFM 

[CFM]

Thank you. It totaly a thing and thanks to the My fico communty for letting me know about it!

[CFM]

I sure will. I be freezeing my reports and in the garden for at least 6 months to a year to allow the secured card to grow and get thatfico high enough for an American Express BCE card. 

[Credit_Master]

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@Red1Blue wrote:

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@Invictus2905 wrote:

@Red1Blue was this a dispute you did online? If so, what reasoning did you put for the dispute?

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For TU online. I choose other and in the remarks section I put "this account is too old. Requesting early exclusion." I am on the road now. If you like In couple of hours I can send you PM with screen captures. 

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@Red1Blue can you advise what site you used to submit the dispute. I just signed up for a Transunion account on their site and when going through the dispute process they only give two options for reason for dispute (not mine / inaccurate). I don't see a "other" choice.

Thanks,

Credit_Master

[Red1Blue]

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@Credit_Master wrote:

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@Red1Blue can you advise what site you used to submit the dispute. I just signed up for a Transunion account on their site and when going through the dispute process they only give two options for reason for dispute (not mine / inaccurate). I don't see a "other" choice.

On TU, I choose "inaccurate" / Check mark "This account is too old to be on my Report" / In the addtional comments section i put "This account is too old. I am requesting early exclusion. Please remove this from my report"

Make sure it is with in 6 months from the date they say it will drop off. Once you submit the request it will drop off with in minutes. Feel free to let me know if you have any questions.

[CFM]

Fico score jumped to 701. 111 points jump. 

[Red1Blue]

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@CFM wrote:

Fico score jumped to 701. 111 points jump. 

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Congrats @CFM 

[CFM]

Thank you. Big win

I am waiting on a supervisor with Transunion to ask for the same thing. 

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@Red1Blue wrote:

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@CFM wrote:

Fico score jumped to 701. 111 points jump. 

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Congrats @CFM 

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[Invictus2905]

@CFM Wow! That's one of the biggest jumps that I have heard! Congrats!!! 

[CFM]

So I called Transunion. They flat out refuse to do an early exclusion . The supervisor even said they dont do it.  I will just have to wait till it falls off my report in two months.