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Is Transunion 644 a good credit score?

Moderator Emeritus

Re: Is Transunion 644 a good credit score?

The FICO you get from here is a FICO98.  The one from Walmart is a FICO08.   It depends on which one the creditor pulls.  There are many different reasons.  There a mortgage pulls, auto enhanced pulls and credit card enhanced pulls.  I can't tell you which one is more relevant for which creditor.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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