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Is this inaccurate reporting since it’s paid ? Can i get deleted

amckee
Established Member

Is this inaccurate reporting since it’s paid ? Can i get deleted

It was paid off.  And now there making weird updates do i have a shot at disputing this ?

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2 REPLIES 2
RobertEG
Legendary Contributor

Re: Is this inaccurate reporting since it’s paid ? Can i get deleted

When a delinquent account is finally paid, the creditor must update the current status to paid (i.e., no longer delinquent after that date), and the current balance to $0.

Prior derogs remain under payment history profile, and the payment status is updated to show the level of delinquency at time the debt was paid.

 

I see nothing improper except possibly the under-reporting of payment history derogs by EQ and TU.

A dispute is likely to result in addition of reported prior payment history profile derogs rather than the favorable update or removal of any derogs.

I would not advise pursuing a dispute........

Message 2 of 3
amckee
Established Member

Re: Is this inaccurate reporting since it’s paid ? Can i get deleted

Well a bit late 😥 hopefully i can get it gone 

Message 3 of 3
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