Back in 2015, I was applying for Disability... the disability determination process required that I go have an exam with an unbiased doctor that was arranged through them. They were to pay the costs of these appointments, even if I weren't approved (I was approved).
Fast-forward 2 years, I started researching credit scores and got my first credit card. I got my 3 credit reports and saw a derogatory mark on my Equifax report... a $47 charge for an xray during these appointments that the disability determination office was supposed to pay for. To date, I've yet to receive anything from the doctor's office or collections pertaining to this. I even checked that they had the right address on file, and they both do. If I had seen it, I'd have paid it out of pocket and worried about getting reimbursed later, because $47 isn't enough to cry about.
I contacted them when I found it and the collections agency was supposed to send me a bill/invoice... it's been nearly 2 more years, because it slipped my mind, but I never did receive anything from the collections agency.
Would this be considered my fault? What steps should I take to get it resolved and removed from my credit report?
