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I started with a credit score of 511 and a subprime loan car payment in 2010.
I started with a secured credit card with capital one with a $300 limit, I still have this card.
I am hopeing to buy a home in a few months and had a mortgage co pull my credit 2 days ago and my credit score is 698.
I did a lot of research online and also used this website and learned a wealth of information. I does take time but good spending habits do pay off. The biggest factor is credit card utilization. I am submiting documents for pre-approval this week.
You can do it!
Awesome Job! Hope to be in your shoes one day...
That's awesome! Congratulations, and best wishes on finding your new home!!