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It's been a long journey

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Anonymous
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It's been a long journey

I started with a credit score of 511 and a subprime loan car payment in 2010.

I started with a secured credit card with capital one with a $300 limit, I still have this card.  

I am hopeing to buy a home in a few months and had a mortgage co pull my credit 2 days ago and my  credit score is 698.  

 

I did a lot of research online and also used this website and learned a wealth of information.  I does take time but good spending habits do pay off.  The biggest factor is credit card utilization.  I am submiting documents for pre-approval this week.

Message 1 of 5
4 REPLIES 4
Kikimin
New Contributor

Re: It's been a long journey

Congrats!! Gives me hope!!!!
My FICO8 as of 4/1/16 EQ: 544 TU: 586 EX: 599
Starting FICO8 3/11/16 EQ:539 TU:593 EX:580
Message 2 of 5
Anonymous
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Re: It's been a long journey

You can do it!

Message 3 of 5
Anonymous
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Re: It's been a long journey

Awesome Job!  Hope to be in your shoes one day... 

Message 4 of 5
Anonymous
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Re: It's been a long journey

That's awesome! Congratulations, and best wishes on finding your new home!! Smiley Happy

 

Message 5 of 5
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