It looks like JCS may have sent my account to Commonwealth Financial Systems Inc.
The letter states:
Please be advised that your account has been placed with Commonwealth financial systems by Jefferson capital systems LLC, to purchase a of the above reference account.
We are offering a 50% discount to resolve this account for less than the full amount due.
The legal time limit (statue of limitations) for suing to collect this debt has expired.
Do anyone know about this collection agency, are they legit? Do anyone know if they accept PFD, I want this off my reports/records.
Can anyone please HELP!
Both of these are legit. JCS is a junk debt buyer and Commonwealth a CA. You want to offer the PFD to whomever is reporting on your CR. Another thing to consider is how much longer it has to run on your CR before it cannot be reported anymore as it can be settled for even less after it passes CRTP too.
Jefferson Capital states on their website they will delete after PIF or settlement agreement is paid.
I would try that way if anyone else has them you would help them know it. It never hurts to try.