I have a company that is trying to get a lawyers office to put a judgement on my credit. The company bought the debt years ago, but it is now almost 8 years old. Can they file a judgement on my credit if it is considered old??
The OC/Lawyer must first take you to court. With the debt being 8-years old I would expect you would have been in court years ago if the OC wanted to lein property or garnish your wages. Your old debt was most likely purchased by a Junk Debt Collector for pennies on the dollar, they will use all types of tactics to get you to pay. This may or may not be the case. If it were me I would do nothing on the debt at this point, you need to check your States SOL on Civil Suits, How many years a OC or CA has to file suit before SOL runs out. If they still are within SOL yes they can sue, if they are out, sit back. If they are in SOL you should research CA/Lawyer, is the Lawyer in your hometown, in Alaska, NY? I doubt they CA is going to spend any more $ to collect an 8-Year Old Debt without knowing they are going to get paid.