Is the judgment from 2009?
Credit bueaus have nothing to do with mail.
Are you saying you never went to court over this? If not, they got a default judgment.
You will need to contact the court where it was filed. Tell them you were never served and want to see about vacating it. Without it being vacated you probably can't have it removed from your CR. Easily anyway.
If no letter I would just appreciate any advice at all!
Still a newbie but I have already learned so so much from these forums.
im desperate to hear If anyone has been in my situation and what you did.
Thanks in advance
Thanks for the reply!
Yes The judgement is from 2009.
i know that they have nothig to do with the mail but when my address has been updated everywhere I'm not sure why they are sending letters
to a place I haven't lived at for 4 years. Sorry if I am not being very clear I am on my iPhone and the autocorrect is awful :/
indeed I did not go court over this..
I don't want to fight them honestly just want to pay and get thi judgement removed and the OC and CA off my reports
Then call the attorney who handled the case and ask if you pay it will they vacate it. That would be the fastest way to do it.
Once it was paid, then you would need to send GW letters to the OC and the CA.
Thanks so much !
I am little afraid to just call about It. Wouldn't it's be more "official" if I wrote a letter?
If it honestly doesn't matter I will just call them and speak with them.
I am afraid to pay them though and then they turn around and not honor the deal.
I guess with a judgement I shouldnt be too picky and just take what I can get.
I am afraid of that too. currently a stay at home mom and my husband works.
But I am afraid they will lien our taxes. this debt was from before we were married though.
We both have mediocre cars paid in full and own a decent mobile home. Not sure if they can take any of that away.
I I think I'm go call in a few days and see what's up.
Thanks for all of your help!