I got an alert from Credit Seseme that a judgment has appeared on my credit report...a judgment from 5 years ago! I knew about it and am actually making payments on this judgment but for some reason it was never reported on any of the three credit bureaus until now when it popped up out of no where. I called the court to get some info and apparently the creditor just filed to renew the judgment last month and it was granted earlier this month, which I guess caused it to start reporting. On the bright side I guess it does show the original judgment date of 2008 and says it's scheduled to drop off the reports in Sept 2015, was afraid the 7 year reporting would start now.
Anyone ever had luck with trying to settle a judgment for less than what is owed? There's about $8,000 due...what would be a good stragegy to try and settle? 25% of what's due? 50%?
