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Judgment fall off date? 7 years since File Date or since granted?

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Shogun
Moderator Emeritus

Re: Judgment fall off date? 7 years since File Date or since granted?

I still think this is a matter of wording.  They filed for a court date in 2007, the judgement wasn't actually filed until later.  I like the way you're thinking of this, and I really do hope that you are right, but I just don't think it works that way.  Prove me wrong!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 11 of 14
ktl72455
Valued Contributor

Re: Judgment fall off date? 7 years since File Date or since granted?

Here is how one of mine show on experian as well:

 

It is from date filed:

 

judgement fall off.jpg

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 12 of 14
Mike_B03
Valued Contributor

Re: Judgment fall off date? 7 years since File Date or since granted?

This is what the court's website says:

 

 

And the Experian report:

Message 13 of 14
Shogun
Moderator Emeritus

Re: Judgment fall off date? 7 years since File Date or since granted?

Yes, that's what I was thinking.  It's when the judgement actually was filed in the books

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 14 of 14
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