myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Just because a debt is not on your CR, does that mean it won't be found?

tag
Get Access Now
Henchman21
Frequent Contributor
‎03-08-2013 02:33 PM
‎03-08-2013 02:33 PM

Re: Just because a debt is not on your CR, does that mean it won't be found?

Ugh. I don't even want to see my file!
2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Message 21 of 23
0 Kudos
Henchman21
Frequent Contributor
‎03-08-2013 02:47 PM
‎03-08-2013 02:47 PM

Re: Just because a debt is not on your CR, does that mean it won't be found?

Actually, I take that comment back, since all my credit history should be on my credit report as I'm only 24. But still, the inquiries would be scary.
2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Message 22 of 23
0 Kudos
danny4l
Frequent Contributor
‎03-08-2013 03:11 PM
‎03-08-2013 03:11 PM

Re: Just because a debt is not on your CR, does that mean it won't be found?

If you are saying it is "rare" then I wouldn't worry about it.

 

If it is something that is done often by the lenders, then I would be concerned.

Message 23 of 23
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.