cancel
Showing results for 
Search instead for 
Did you mean: 

Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Valued Member

Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Hey guys, so after being discharged from my chapter 7 it’s been for the most part smooth getting credit. I have learned a lot from you all. I just signed up with the 2 company’s that are in the title post to help me boost my file, here’s a quick overview.

 

My Jewelry club, many of you have spoke on this company. At first I was like no way, this company looks kind of shady with an old looking website and high prices. But many of you have given good reviews saying that when signed up, everyone is approved for $5k. Well I can confirm this, I signed up yesterday paying the member fee. I was even sent a coupon code ‘ comeback10’ by them taking $10 off the $99 fee making my sign up $89. In order to follow their directions we are supposed to put $100+ in the cart, apply, pay 50% down the boom...$5000 limit unsecured. I think it’s worth a shot because it’s NO CREDIT CHECK, but as always do your own due diligence and make sure the fees do not set you back.

 

New Coast Direct, I also signed up with them. Same process... pay the fee $99 - no coupon - add $100+ dollars into cart then you’re approved for $5000. The only thing with them is that a credit check IS REQUIRED. Plus their website prices are a ripoff. Tools being the most, charging $500 on average for simple things that’s $50 or less everywhere else. 

 

Big take away, the fees for both are charged YEARLY however both companies do report to all 3 major CRAs. So it would be $200 a year to keep both of these trade lines open. If this is something that is a deal breaker for you then don’t do it. It’s not worth extra headache!

-ch7 discharge 11/18 scores mid 400s EQ EX TU-
current scores EX 595 EQ 592 TU 589 - Jan 2019

Started rebuilding 11-2018
(Starting Secured)
GreenDot $200, Opensky $3000, Discover $2500, NFCU $5000, Unify CU visa $2500

(Unsecured)
Capital One $300

(Auto)
COAF $18K horrible 18.99% (Dec 2018)

(Income)
6 figure Business Owner

(Inquiries) - LOL
Dec 2018 - +100 combined

(Loans)
Resource One CU CB Loan $500 PAID (for relationship), Self lender $500 PAID

Credit boosting with jewelers club and new coast direct $10k unsecured
Credit Card Limits $23,500
Ok let’s go green February 2019 to February 2020 (help lol)
Message 1 of 6
5 REPLIES
Established Member

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

MJC does do a credit check at least they did when I got my account it shows up on Experian.











 
 
 
 



 CASH is a byproduct of Labor which is driven by Stable Emotions, CREDIT is a byproduct of Skill which is driven by Mindset, LIFE INSURANCE is more about Life then it is about Death, Creating Multi-Generational WEALTH takes Labor, Stable Emotions, Skill, Mindset, Life and Death!
Message 2 of 6
Valued Member

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

They haven’t ding’d me yet, only NCD. Hoping to keep it that way lol I’ll update if I’m pulled. But as of right now, no pulls.
-ch7 discharge 11/18 scores mid 400s EQ EX TU-
current scores EX 595 EQ 592 TU 589 - Jan 2019

Started rebuilding 11-2018
(Starting Secured)
GreenDot $200, Opensky $3000, Discover $2500, NFCU $5000, Unify CU visa $2500

(Unsecured)
Capital One $300

(Auto)
COAF $18K horrible 18.99% (Dec 2018)

(Income)
6 figure Business Owner

(Inquiries) - LOL
Dec 2018 - +100 combined

(Loans)
Resource One CU CB Loan $500 PAID (for relationship), Self lender $500 PAID

Credit boosting with jewelers club and new coast direct $10k unsecured
Credit Card Limits $23,500
Ok let’s go green February 2019 to February 2020 (help lol)
Message 3 of 6
Established Member

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

They will, it appears they wait until they are getting ready to report then they will pull experian. When it shows up expect it to begin reporting within the next 30 days or so. 











 
 
 
 



 CASH is a byproduct of Labor which is driven by Stable Emotions, CREDIT is a byproduct of Skill which is driven by Mindset, LIFE INSURANCE is more about Life then it is about Death, Creating Multi-Generational WEALTH takes Labor, Stable Emotions, Skill, Mindset, Life and Death!
Message 4 of 6
Established Member

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Keep us posted on NCD i was thinking about adding them let me know when they start reporting so i can gauge if I want to add that tradeline as well.











 
 
 
 



 CASH is a byproduct of Labor which is driven by Stable Emotions, CREDIT is a byproduct of Skill which is driven by Mindset, LIFE INSURANCE is more about Life then it is about Death, Creating Multi-Generational WEALTH takes Labor, Stable Emotions, Skill, Mindset, Life and Death!
Message 5 of 6
Valued Member

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Will do!
-ch7 discharge 11/18 scores mid 400s EQ EX TU-
current scores EX 595 EQ 592 TU 589 - Jan 2019

Started rebuilding 11-2018
(Starting Secured)
GreenDot $200, Opensky $3000, Discover $2500, NFCU $5000, Unify CU visa $2500

(Unsecured)
Capital One $300

(Auto)
COAF $18K horrible 18.99% (Dec 2018)

(Income)
6 figure Business Owner

(Inquiries) - LOL
Dec 2018 - +100 combined

(Loans)
Resource One CU CB Loan $500 PAID (for relationship), Self lender $500 PAID

Credit boosting with jewelers club and new coast direct $10k unsecured
Credit Card Limits $23,500
Ok let’s go green February 2019 to February 2020 (help lol)
Message 6 of 6