So my update regarding DSX designs
On May 22 I signed up, paid my membership fee of 79 and my first payment on my purchase.
On June 3 I made my second and final payment for my purchase.
June 18th I had a hard pull on my CR.
Nothing is reporting yet, and I have not recieved my purchase either... still waiting...
I would be puzzled about not receiving merchandise for over a month, but, it's not unusual that it could take up to two months to appear on credit reports. MJC took a little over a month to start appearing on my reports. For that matter, a Capital One credit card took two months to show up. Of the 11 accounts in my signature, only 7 of them have made it to all three of my reports so far. Sometimes it's a watched pot situation.
I assume that they don't fully process the order until the full payment has been made?
I can not find that anywhere on their site, but will be chatting online with them tomorrow, or shooting them an email to get an update for sure.
I signed my wife and I up for MJC. So far they have reported to EQ and TU both are now sitting at 46%. And both saw a 29 point jump. I'm hoping to see EX report it here shortly. We decided to pass on everything else because they don't report to all three credit bureaus.
I am a Self Lender user and fan for some uses, but, the benefits it offers don't really overlap with the benefits of the stuff this thread is about. Self Lender is a way to get a positive tradeline without worrying about being turned down, and if you also have credit cards, it triggers "good credit mix" in FICO scoring. MJC and the other options in this thread are about padding your overall utilization by adding $5,000 that will sit at 0% utilization.