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Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Superdad88
Established Member

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Any more updates? Do these report as revolving or?
Message 41 of 156
texasbred71
New Contributor

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

I looked into the New Coast Direct one this morning. $140 for a 3ft long iphone charger? You are basically just buying the tradeline on that one. 





Message 42 of 156
outlaw644
Regular Contributor

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Yeah, but when your fico see 1% util on 15k- potentially 22k of tradelines, the benefits def outweigh the neg.  Just keep the tradelines open and your golden.

Message 43 of 156
Superdad88
Established Member

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Any updates? Also anyone have a link to dsx? I can’t seem to find it. I did sign up for MJC and waiting for payday to snag NCD and maybe dsx.
Message 44 of 156
outlaw644
Regular Contributor

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Message 45 of 156
outlaw644
Regular Contributor

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

Quick update.  MJC and NCD just reported.  Bumped my TU and EQ up 7 and 8 points.  EX only 3.  And DSX just hp my TU so guessing it will show up sometime at the end of  the month-ish.

Message 46 of 156
ThetoriParadox
Frequent Contributor

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

My amazon prime secured just reported. 

50 pt bump

mind you this is my ONLY open revolver so it bumped my credit mix and lines. 

only put down 150 they gave me a 40 dollar gift card too.

IF i can pay my prime with this card then that will be the only thing on there and ill pay it off. 

Smiley Happy stoked though. 

 

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Message 47 of 156
outlaw644
Regular Contributor

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting


@ThetoriParadox wrote:

My amazon prime secured just reported. 

50 pt bump

mind you this is my ONLY open revolver so it bumped my credit mix and lines. 

only put down 150 they gave me a 40 dollar gift card too.

IF i can pay my prime with this card then that will be the only thing on there and ill pay it off. 

Smiley Happy stoked though. 

 


Thats a nice bump...Keep it going. and good luck on your rebuild.

Message 48 of 156
KJinNC
Valued Contributor

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

I received my $100 worth of crap from MJC yesterday, and, I have to say, it's nicer than I expected. I got two broaches. They came on chains. I doubt they use any real gold or silver, but MJC doesn't tell you that information anywhere I can find. I doubt I would give mystery-metal chains as part of a gift and risk turning someone's neck green, but the broaches themselves look pretty nice. YMMV.


FICO Resilience Index: 62. Cards: 17/24, 5/12, 0/6. Accounts including loans: 21/24, 6/12, 0/6. At first accidentally, later deliberately, I used what I call the "thick-start" build method, which leads to heavy credit-seeking for a while with the goal of coming out of it without needing to build a thin profile for years. There are pros and cons. Thread describing method
Cards (oldest to newest)

Authorized user / Corporate / Auto loan / Personal loan

Card CLs total $104,100, not counting the AU card. The AU card brings the total to $129,100. In March 2019, card CLs totaled $0.
CU and bank memberships: Coastal Credit Union, member since 1987, direct deposit; PenFed, member since 2019; Navy Federal, member since 2020; USAA, member since 2020; Chase Bank, member since 2020.

Closed but still on reports: American Express Delta Gold, $1,000, 09/19-10/20 | American Express Hilton Aspire, $3,100, 09/19-12/20 | Citi secured, $200, 04/19-09/19 | Capital One secured, $300, 04/19-08/19 | My Jewelers Club, $5,000, 05/19-08/19 | Green Dot Primor, $300, 05/19-08/19 | Self Lender secured $500 loan, 04/19-01/20 | Unsecured personal loan from Coastal, $1,000, 06/19-08/19.
Note: My signature is updated frequently, and updates appear on all instances of my signature including on old posts.
Message 49 of 156
ImTheDevil
Community Leader
Senior Contributor

Re: Just signed up with My Jewelers Club and New Coast Direct for $10,0000 unsecured boosting

FWIW I also got a TU HP from DSX last week. They told me they report on the 20th of the month so i would say watch your alerts in the days that follow that date.


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy Platinum | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $112,400 | Agg. Util under 10%
Message 50 of 156
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