I have a 90 day late that's trashing my score that's now PIF, they charged it off but I went ahead and paid it off. It was literally a 45 dollar balance. Anyone have any good will success on maybe just getting the account deleted or that late payment removed?
It's owned by genesis finance services, if anyone has any contact info that they've used please PM me.
I'm currently sitting with a 600ish CS after working on it hard for the last two months after being in the mid 400s and this one would help me get a definite boost.