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Keep at it! I’m up 168 points!

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Anonymous
Not applicable

Keep at it! I’m up 168 points!

I wanted to post to give motivation to someone who may be thinking, getting good credit is to much of uphill battle. 

I started my rebuild 1/22/21 at 532 and today I hit 700!!


We are closing on our home next week at our locked in rate of 1.99 for 15 years!!!

 

Keep reading and applying things you learn on this forum and you can get there too!

 

Blessings to all!'

16 REPLIES 16
MySunrise271
Established Contributor

Re: Keep at it! I’m up 168 points!

Wow...Congratulations🎉🎉🎉🎉

Message 2 of 17
PNWRambler
Frequent Contributor

Re: Keep at it! I’m up 168 points!

Congrats! Beautiful interest rate on the home, and a 15-year is always a smart move. That mortgage should help your score as well.

Message 3 of 17
OmarGB9
Community Leader
Super Contributor

Re: Keep at it! I’m up 168 points!

Congrats!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 17
lovebackwards
Contributor

Re: Keep at it! I’m up 168 points!

Congrats! Keep at it! 


@Anonymous wrote:

I wanted to post to give motivation to someone who may be thinking, getting good credit is to much of uphill battle. 

I started my rebuild 1/22/21 at 532 and today I hit 700!!


We are closing on our home next week at our locked in rate of 1.99 for 15 years!!!

 

Keep reading and applying things you learn on this forum and you can get there too!

 

Blessings to all!'


 

Starting Score [FICO 9] - Nov 2020    Current FICO 8 Scores - 7/08/2022
                                   
Goal Scores

Credit Cards - Total: $10,750

Inquiries - 24 Months                                                   Most Recent Hard Pull
   
Goal Cards

Gardening since 05/04/2021 - Goal: 24 months
Message 5 of 17
CYBERSAM
Senior Contributor

Re: Keep at it! I’m up 168 points!

Congrats on your success! Amazing job 👍👍







                
Message 6 of 17
FireMedic1
Community Leader
Mega Contributor

Re: Keep at it! I’m up 168 points!

Nice. Enjoy the new home!


Message 7 of 17
gdale6
Moderator Emeritus

Re: Keep at it! I’m up 168 points!

Well done there OP, enjoy your new home and keep up the good work!

Message 8 of 17
babygirl1256
Senior Contributor

Re: Keep at it! I’m up 168 points!

Congrats on you rebuild as that's an outstanding increase . . . also congrats on your upcoming home purchase!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 9 of 17
moto4man
Regular Contributor

Re: Keep at it! I’m up 168 points!

Good stuff!

Starting Score: 547EX
Current Score: 682EX 687EQ 687TU
Goal Score: 750


Take the myFICO Fitness Challenge
Message 10 of 17
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