When you get a Kohls prequalification pop-up online, if you go ahead and click on it and apply, do they then do a hard pull? Or is it like the Comenity SCT, where there's never a hard pull? If they do pull, which bureau do they use? I noticed it's with Cap One, and they pull all three for the Cap One cards.
@Anonymous wrote:
@crrredit wrote:When you get a Kohls prequalification pop-up online, if you go ahead and click on it and apply, do they then do a hard pull? Or is it like the Comenity SCT, where there's never a hard pull? If they do pull, which bureau do they use? I noticed it's with Cap One, and they pull all three for the Cap One cards.
I got mine from a mailer with an invitation code, and it was a HP. each CLIs have been SP, but whose to say that won't change. Seems to be a trend now to HP everything. I believe they pulled EQ.
Thanks for the info! That's what I figured about the hard pull. Figures EQ would be who they pull, since that's my low score currently. I'm moving at the end of the week. I think I'll just wait until I have my new address on my reports, etc. before doing anything else. I like Kohls, but sometimes you need an Excel spreadsheet to figure out their combination of Kohls money, % off and sale prices. I did just get a 40% online discount that I combined with my Chase card, which is currently offering bonus cash back on kohls purchases.
