Hey all. I'm assuming that a CO Line of Credit (bank overdraft LOC) is considered revolving in terms of aggregate utilization, but I wanted to confirm with the pros. The "insights" pie chart on myFICO Premier doesn't show it, but it said 4% util even before other CO CCs fell off today, so I don't think it's accurate.
Thanks!
Yes LOCs are included in utilization of revolving credit for Fico purposes
@Anonymous wrote:Thanks.
It was odd...had 3 revolving accounts with the same creditor with DoFD 11/13 on EQ. The other 2 dropped off today (3 months early) today 8/1. This one stayed. Any ideas why?
Nope, other than EQ does things backwards. I would look for it to drop soon.