LVNV Funding - Agreed to delete but

[Anonymous]

They told me that this was due to be off my report and expired in July and they would delete. I think they lied because they reported it for July.

Guess what -- it's not deleted and it's still there.

This account is from 2007.

Also, they are reporting it as opened in 2014. So my CR thinks it was opened in 2014.

Each time I call them they say they're deleting by the end of the month. Well, it's 8-5 and they updated and it's still there.

What should I do?

I pulled their entry:

LVNV FUNDING LLC

PO Box 10497
Ste 110, Ms 576
Greenville, SC-296030497
(866) 464-1183

Account Number:	xxxx	Status:	COLLECTION ACCOUNT
Account Owner:	Individual Account.	High Credit:	$xxxx
Type of Account :	Open	Credit Limit:
Term Duration:		Terms Frequency:
Date Opened:	04/29/2009	Balance:	$xxxx
Date Reported:	07/29/2015	Amount Past Due:
Date of Last Payment:		Actual Payment Amount:
Scheduled Payment Amount:		Date of Last Activity:	N/A
Date Major Delinquency First Reported:	04/2015	Months Reviewed:	2
Creditor Classification:	Financial	Activity Designator:	N/A
Charge Off Amount:		Deferred Payment Start Date:
Balloon Payment Amount:		Balloon Payment Date:
Date Closed:		Type of Loan:	Factoring Company Account (debt buyer)
Date of First Delinquency:	10/2008
Comments:	Collection account

[Rebuilding69]

The DOFD is Oct 2008.

Call the CRAs it shows on & ask for Early Exclusion. They will all do it with that DOFD.

Screww LVNV. You don't need anything from them to take care of this.

[Anonymous]

Okay thanks, will do!

[Anonymous]

Success! I got it off Equifax. At first they said no, I basically had to beg. Then they said okay. Interesting that TU showed it due to fall off a month earlier! They took it off no problem!

YAY!!!!!!!!!!!!!!!!!!!

[Rebuilding69]

Congrats.

Knowledge is power.