Just got an alert from CK that my scores jumped 25 pts, so I looked and saw that the last two collections I had on my TU & EQ reports had finally fallen off- scores jumped up 25 pts. That leaves me with only one med collection on my EX (that I just sent a DV letter this week, since I do not recognize the OC). Going to wait until Jan to officially join myfico & get my real score numbers, but I'm climbing, little by little!
Only baddies left are the lates on my Cap1 P card (which I'll probably just have to ride out for another 5 years) & my charge-off with GM Financial. I spoke with GM yesterday, & they are willing to work with me, so I'm hoping to negotiate something that will reflect more favorably on my CRs. Fingers crossed!
Congratulations! It sounds like your journey is moving quickly - hang in there!
Congrats on your collections falling off, youre almost to the promiseland. lol
It feels good, doesn't it? Patience and persistence are key. Keep up the good work!