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Last 2 collections FINALLY fell off TU & EQ- FAKO scores jumped 25 points

ScooterMcDoodlebutt
Established Contributor

Last 2 collections FINALLY fell off TU & EQ- FAKO scores jumped 25 points

Just got an alert from CK that my scores jumped 25 pts, so I looked and saw that the last two collections I had on my TU & EQ reports had finally fallen off- scores jumped up 25 pts. That leaves me with only one med collection on my EX (that I just sent a DV letter this week, since I do not recognize the OC). Going to wait until Jan to officially join myfico & get my real score numbers, but I'm climbing, little by little! 

 

Only baddies left are the lates on my Cap1 P card (which I'll probably just have to ride out for another 5 years) & my charge-off with GM Financial. I spoke with GM yesterday, & they are willing to work with me, so I'm hoping to negotiate something that will reflect more favorably on my CRs. Fingers crossed!







Message 1 of 6
5 REPLIES 5
19eighty5
Senior Contributor

Re: Last 2 collections FINALLY fell off TU & EQ- FAKO scores jumped 25 points

Congratulations! It sounds like your journey is moving quickly - hang in there!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 2 of 6
Nova5041
Frequent Contributor

Re: Last 2 collections FINALLY fell off TU & EQ- FAKO scores jumped 25 points

Congrats on your collections falling off, youre almost to the promiseland. lolSmiley LOL


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 3 of 6
AverageJoesCredit
Mega Contributor

Re: Last 2 collections FINALLY fell off TU & EQ- FAKO scores jumped 25 points

Great news! Always a relief for baddies to drop. Well doneSmiley Happy
Message 4 of 6
FightingForRedemption
Regular Contributor

Re: Last 2 collections FINALLY fell off TU & EQ- FAKO scores jumped 25 points

It feels good, doesn't it? Patience and persistence are key. Keep up the good work! 






ONE stubborn 30 day late still showing in TU: 6 yrs 10 mos ago
Gardening until May 2021 (or later....we shall see) ***Chase 1/24***
Message 5 of 6
Brooklyn2018
Valued Contributor

Re: Last 2 collections FINALLY fell off TU & EQ- FAKO scores jumped 25 points

Congrats!!!👍

I BET it feels good. That’s awesome for you!!


I’ve got 3 collections, one(EE) in November. 2 will PFD. Just saving the fund$.

Congrats, again!!👍👍

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 700(by May/2021)>

Take the myFICO Fitness Challenge













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