Last (and only) collection PAID!!

SLR72689 · ‎04-12-2013

Today, I paid Midland a settlement of $1,030 for $1,616. They absolutely refused PFD. But I've been stressing over this for MONTHS so to have this bad boy paid feels AMAZING. No more stressing over the possibility of being sued and 5 phone calls a day.

Now I begin the GW removal process. Get ready for 5 phone calls a day, e-mails, letters and faxes from me, Midland

DaBears · ‎04-12-2013

WAY TO GO!!!!! Send the GW's with old lady perfume scent, I'm sure they will regret it after a few weeks of their office reeking of horrendous stench

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mnosal9 · ‎04-15-2013

LMAO i never thought about that haha thats funny. COnGRaTS!!!! good job!!! i know how you feel, its alot of weight off your shoulder now just gw gw gw gw and bug the crap out of them thats what im doing with portfolio recovery now and i dont think they like me anymore.

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!

HisFirstLady · ‎04-15-2013

Congrats I just paid them off as well and they have agreed to delete my accounts, I emailed the CEO directly. you can find his email address here: http://ficoforums.myfico.com/t5/General-Credit-Topics/Our-Email-to-the-bigwigs-at-Midland-Credit-Man...

Starting Score: (3/26/2013) EQ Fico 603, TU Fico 569, EX(plus) 584
Current Score: (5/8/13) EQ Fico 670, TU Fico 729 EX Fico 689 (lender pull)
Goal Score: 700+ across the board........

guiness56 · ‎04-15-2013

Congrats!

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Deltadog03 · ‎04-15-2013

Congrats!!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

new_earth · ‎04-15-2013

@HisFirstLady wrote:
Congrats I just paid them off as well and they have agreed to delete my accounts, I emailed the CEO directly. you can find his email address here: http://ficoforums.myfico.com/t5/General-Credit-Topics/Our-Email-to-the-bigwigs-at-Midland-Credit-Man...

I'm pretty sure I figured out which one of these emails is the CEO. Do you think emailing him with a PFD letter will do any good? I know this company is difficult to get PFD's out of, is it worth bothering at all or should I just email him about settlement and follow with GW later? Did you PFD them or just pay, then GW? Thanks!

HisFirstLady · ‎04-15-2013

I doubt they will do a pay for delete, but its worth a shot. I paid the settlement amount and then sent a GW email to the CEO the very next day. I got an email back from one of their customer service reps for me to call them. They then told me over the phone they were deleting the accounts and sending me a written letter for my records.

Starting Score: (3/26/2013) EQ Fico 603, TU Fico 569, EX(plus) 584
Current Score: (5/8/13) EQ Fico 670, TU Fico 729 EX Fico 689 (lender pull)
Goal Score: 700+ across the board........

new_earth · ‎04-15-2013

who did you do the settlement with? did you call on the phone?

HisFirstLady · ‎04-15-2013

yes I or a notice in the mail they offered to settle a 2415 debt for 975 I quickly obliged even if I wasn't going to be able to delete it at least I know it was paid

Starting Score: (3/26/2013) EQ Fico 603, TU Fico 569, EX(plus) 584
Current Score: (5/8/13) EQ Fico 670, TU Fico 729 EX Fico 689 (lender pull)
Goal Score: 700+ across the board........