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Last baddies fell off !!!

New Member

Last baddies fell off !!!

Wanted to thank everyone...  have been lurking here and similar forums for years and have benefited tremendously from the advice.


This week, the last of the mistakes of my youth fell off my EQ report.  Score jumped about 50 points and suddenly I am a High Achiever for perhaps the first time ever !


No special tricks.  Just a combination of lucky DV, GW, and letting time pass on the rest.


Don't give up!  Worst case, as long as you keep doing the right things, eventually your score will catch up.


Message 1 of 6
Moderator Emeritus

Re: Last baddies fell off !!!

Awesome job!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 6
Valued Contributor

Re: Last baddies fell off !!!

Good going now make sure u keep your nose clean!!

Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 3 of 6
Valued Contributor

Re: Last baddies fell off !!!

Great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 4 of 6
Established Contributor

Re: Last baddies fell off !!!

Congrats and a belated welcome to the Forum!

Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700

Take the FICO Fitness Challenge
Message 5 of 6
Regular Contributor

Re: Last baddies fell off !!!

Wow 50 points thats amazing. I just got my last one off with a BBB complaint. Hopefully, my score could increase 50

Capital One Cash World MasterCard 7500, PenFed World Visa 6500, USAA Military Affiliate Visa 2000, Capital One Platinum 2500, Affas Military Star Card 8700, Affas Take It Home Today 4900, Orchard Bank Platinum 1500, Orchard Bank Silver 1300, Lowes 5000 and Chase 500.

Closed on USAA Mortgage Dec 23, USAA Auto Loan 42000 Mercedes Dec 30

Credit Scores: EQ 656 TU 669 EX 679 All Lender Pulls Oct 2011
Message 6 of 6