Oh happy Day!!!!! Last collection is finally off of my TU report! It gave me a 12 pt score bump from 699 to 711. Now that's my lowest score! I've never had 700+ credit scores, and now I can say it's the best feeling ever. I still have lates on a few accounts so my reports aren't baddie-free, but at least the big bads have vacated the premises.
4 months of hard work saw me collection free and 70ish points up in scores. Woooooooohoooo!
I will NEVER go back to being an idiot. Well, at least not in regards to credit hell, anyway. ;-)
All of you other credit warriors out there... Stay strong!
Starting Scores July 2012: EQ FICO 645, TU FICO 636, EXP (CCT) 638
Keep up the good work! and stay out of trouble. (credit troubles) 
That rocks!!! Congrats!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
AH>>>>MAZING! I cannot wait to be in your shoes! 
)
Congrats Whoa what a feeling especially during the holidays...
Go head poke your chest out and do the "peacock strut" 
You have earned it!!!
I oculd not be more happy for you! I hope to get there myself in 2013!!
