I have four lates on my CRs:
May 2017 - 30 Day
May 2016 - 30 Day
August 2016 - 30 Day
September 2016 - 30 Day
During those months I was in and out of doctor offices, urgent cares, and the ER. I was fully aware and capable during this time but the stress of bearing the news I was given distracted me and I let two accounts run late.
Long story short I found my EOB and it lists me being either at the doctor, urgent care, and ER 16 times during those months and the months leading up to it.
If I submit my EOB will it be enough to remove the lates? Should I get a letter from the doctors? I still see two of them. I tried a round of GW letters but got nada. Figured I try asking nicely before getting too personal.
How likely are they willing to help with actual medical documentation and how specific should I get?
