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bxthoroughbred wrote:
The first time I ever heard of the restrictive endorsement idea I doubted it as well so I called a lawyer to ask if it could be used as an effective tool in credit repair and the answer I got back was absolutely. I was told that copies of a cancelled check would hold up in court. You just have to make sure the check is recieved by an actual human. The creditor however has the right to not accept the check.