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Letter from CapOne after Goodwill letter!!

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bridgetkaryn
Frequent Contributor

Letter from CapOne after Goodwill letter!!

Hi All,
 
Okay so I got a response back from my GW letters to capOne that didn't say anything other than "call us to discuss you sitution"... What do I do now? Do I call? Do I write them back. The last few times I called all they said was" well you can pay it off and we will mark it paid in full not settled...
 
Thanks all!
 
Bridget
Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!


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Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Letter from CapOne after Goodwill letter!!

What are you GWing???...
Message 2 of 6
bridgetkaryn
Frequent Contributor

Re: Letter from CapOne after Goodwill letter!!

I had 2 CO's on my CR, I did settlements with the CA, and the account is considered closed basically in terms of reprocussions from CapOne.
 
I offered a PFD, OR a pay for reopening and deleting of the negative items.
 
From what I have heard CapOne is bad about helping the consumer...
 
Thanks!
Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!


Take the FICO Fitness Challenge
Message 3 of 6
Anonymous
Not applicable

Re: Letter from CapOne after Goodwill letter!!

Yeah...Capital One...is one of those companies...they don't accept PFD..all you can do is CALL...
Message 4 of 6
Anonymous
Not applicable

Re: Letter from CapOne after Goodwill letter!!

I had 2 CO's on my CR, I did settlements with the CA, and the account is considered closed basically in terms of reprocussions from CapOne.
 
Wait I am lost, you paid the CA off and now you want to settle with Cap 1?
 
OR did you pay th CA and are GW Cap one to reopen or remove?
Message 5 of 6
bridgetkaryn
Frequent Contributor

Re: Letter from CapOne after Goodwill letter!!

I settled with the CA for one account $200 less that the Full Balance and the other for $1500 less that the full balance.
 
I GW'd them to basically pay the difference for a delete, or pay to reopen and remove all the lates. I hope they are willing to work with me on this... they have been pretty stubborn in the past... OH WELL.... I WILL KEEP MY FINGERS CROSSED!!!!!
 
Thanks to all of you!
 
Bridget
Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!


Take the FICO Fitness Challenge
Message 6 of 6
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