@ihatemyscore wrote:I fired them and they refunded me my entire payment due to the kept giving me run arounds. A CSR said no she cannot refund me anything unless its their fault until I threatened FTC action then she put me on hold and said we are refunding you the entire amount.
Congrats for getting rid of them!
You can do much better rebuilding on your own with the help of this forum. 
Im glad to hear you had success! I feel I hit that wall myself so I figured I would give them a six-month trial. I figure that $600 has more potential upside than adding it to a secured card :-/ My utilization hovers around 10% and nobody is listening to my PFDs so this sounded like a sound investment
Obviously it hasn't even been a month yet, but what have they done for your first $100 so far? Just collecting info from you? Maybe drafting some letters?
Starting Score: EQ: 383 2/2011Right. I wanted to take advantage of them because my wife and I recently quit smoking, so with nearly $200 a month in savings it's almost a no-brainer. My only reason behind wanting to hire them is getting the tougher CA's off of my report. I am pretty much the most unlucky person when it comes to CA's. I have the toughest CA's with histories of not working with people at all. Sucks.
