This information is from my 3B report dated as of May 12, 2017. Adjustments since that date are in red.
Credit-At-A-Glance
EF YOUR EX
Credit History: 8 yrs 8yrs 8yrs
Total Accounts: 19 19 16
Current Accounts: 16 16 14
Past Due Accounts: 3 3 2
Revolving Accounts: 5 5 5
Installment Accounts: 14 14 11
Mortgage Acounts: 0 0 0
Other Accounts: 0 0 0
Collections: 4 4 4
Authorized User Accounts: 0 0 0
Fraud Flag: No No No
Negative Information:
MLGW Yes Yes No
Collection Account. $681 balance as of May, 2015
Credence RM No Yes Yes
Old AT&T debt. Collection Account. Balance $587. Assigned 11/2016, Account originally from 2015
Portfolio Rec. Assoc. Yes Yes Yes
Collections Account. Suppposedly from HSBC/Capital One. $821 balance, supposedly assigned to them in May, 2016. In Dispute. All they've shown so far is a letter from Capital One dated October 2016, sent to an address I hadnt lived in 3 years, advising me my account was being transferred to them. This account does not show up on my credit report, I have no idea how old it supposedly is, and believe this is not my account.
ERC Yes Yes No
Collections account. $177 AT&T Account, supposedly. Assigned in June 2016. Successfully disputed with EX and TU.
Midland Funding Yes Yes Yes
Collections Account. $513 Capital One Account. This one is mine, unlike the other Cap One account above. Assigned in June, 2014. Last payment May, 2011, set to fall off May, 2018
Mutual Mgmt Svcs Yes Yes Yes
Collections Account. $281 medical bill. Assigned April, 2016. Originally from August, 2015.
Fingerhut/Webbank Yes Yes Yes
$411 Charged Off. First Missed Payment 09/2014.
First Premier Bank No No Yes
Note: This account should have aged off as of 03/2017. Has been disputed with EX
Santander Yes Yes Yes
Repossession as of 12/2016. Delinquent as of March 2016. TU shows $12,932 charged off, EF and EX show $14,962 charged off.
Fed Loan Svc1 Yes Yes Yes
Currently deferred as I am back in school. 4 month delinquency in July-October 2013. Balance, $3,297.
Fed Loan Svc2 Yes Yes Yes
Currently deferred as I am back in school. 4 month delinquency in July-October 2013. Balance: $2,461.
Cov. Pike Auto Yes Yes No
Shows $6,256 balance. Opened October 2012 No late payments, but was voluntarily repossessed in May 2014 after losing my job and being unable to keep up with payments. (It says voluntary repo, but does not actually show as a "negative account" on the 3B report so maybe it doesnt count against me?)
Positive Open Accounts:
Austin Capital Bank Yes Yes Yes
Installment Account. Original balance, $550. Opened, Dec 2016. Current Balance, $311. NOW PAID IN FULL
Fed Loan Svc 3 Yes Yes Yes
Balance $6,000, deferred while in school.
Fed Loan Svc 4 Yes Yes Yes
Balance $3,500, deferred while in school,
Fed Loan Svc 5
Balance $3,597, deferred while in school.
Fed Loan Svc 6
Balance $3,060, deferred while in school.
1st Premier Bank Yes Yes Yes
Unsecured Credit Card, opened 04/2017, $400 limit, $163 balance. Currently $10
Green Dot Bank Yes Yes Yes
Credit Card (secured, but doesnt show as such), opened 04/2017, $500 limit, $453 balance. Currently $22
Capital One Yes Yes Yes
Credit Card (secured, but doesnt show as such), opened 02/2017, $320 limit, $18 balance. Currently -$35.
Credit One Bank
Unsecured Credit Card. Opened 06/2017. $300 limit, $0 balance.
Positive Closed Accounts:
Webbank/Freshstart Yes Yes No
Installment Account, $130 original balance. PIF June 2013
US Dep of Ed1 Yes Yes No
$5,500 balance PIF as of 09/2011
Access Group1 Yes Yes Yes
Student loan, $3,500 PIF as of 10/2009
Access Group2 Yes Yes Yes
Student loan, $2,000 PIF as of 10/2009
Aaron Rents Yes Yes Yes
Installment Account, $1,087 PIF 01/2010
Inquiries: 26 seperate inquiries, split roughly evenly accross the 3 bureaus (Aside from the 4 new credit cards, and denials for a few others, I've also applied to a string of apartments recently.)
Fico 8 Scores as of 3B report:
EF: 596
TU: 603
EX: 621
I know paying off collections accounts won't necessarily help my credit. Other than continuing to pay on the accounts I have and trying to keep my credit balances low... are there maybe any other quick fixes I can try? 
Most of the problems come from when I was not working... or only making $25K a year.. I have recently received a new position with the same company I've been with, basically a huge promotion, that puts me at $60K per year. I'd consider myself much more financially stable and I really want to get on top of things.