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Long road to go, but MAJOR progress!

SMG0705
Established Member

Long road to go, but MAJOR progress!

This has me jumping for joy and I thought I'd share! 

way back in January I decided as a New Years resolution to repair my credit. I had a 740 at age 20 and got a killer rate on my truck. Then my son was born and came with that massive medical bills, and maxing out every credit card with my fiancée. Our son was in the hospital for 2 months after birth and we tanked our credit missing payments, work and using every bit of credit on bills. 

I hit the lowest with a 415 TU  in Jan 2020 and I was embarrassed. 

well it's August and I'm up 200 freaking points on TU! Its now a 611. It's a process but have gotten 6 items removed by challenging them thanks to my buddy who does credit repair and taught me how to challenge and what to say. (not an advertisement for him, I'll leave his name out of this!) 

 

my FICO8 score is almost 200 points up also! It should be updating soon and I'm beyond excited to see it climb! 


*** I don't know how to post the screen shots I took *** 

3 REPLIES 3
AllZero
Super Contributor

Re: Long road to go, but MAJOR progress!

Congratulations on your success!
Message 2 of 4
CYBERSAM
Valued Contributor

Re: Long road to go, but MAJOR progress!

Congrats! Nice job 👍







           
Message 3 of 4
OmarGB9
Community Leader
Super Contributor

Re: Long road to go, but MAJOR progress!

Grats!


Last App: 04/05/2021
Penfed Signature Loan

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 4
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