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@Anonymous wrote:
Yeah I seen their site where I can make payment arrangements via debit card but don’t want them to wipe my bank clean.
I called them to settle a debt, depending on the age you can definitely settle for less. Mine was about 4 years old, and in California that is past the statute of limitations a debt company can sue, so I offered 50% and they accepted. No more was taken, and I used a debit card too.
And yep, they do delete according to their site! I just did this 3 days ago, they mentioned that the last time they reported on my account was june 4th, so by july 4th it will be gone from my report.