jamesb40517 wrote:Can you help me to get these off of my reports? Am I correct that the 01/01/2001's would be obsolete? Should I dispute them with the CRA's first or send DV's to Midland directly? Correct we if I am wrong: I need to dispute them with the CRA's as obsolete first. I am trying to grasp this process and want to make sure that this is done right.AARRGGGHHH.....Thanks!
An account remains 7 years from DOFD, but the 7 year reporting time clock doesn't start until 180 days past DOFD. So really it can remain for 7.5 years. But, when a CA reports date open, it is usually the date they got the account, which means DOFD is at least a few months before that.