Has anybody had any recent success with either of these companies? I understand that PFD may be too difficult. I am looking to settle these rather soon as they have not been sold off but continue to report against my utilization. I owe Macy's approximately $710 and Bloomingdales $475. What type of offer is standard? I spoke with the Northland Group who is collecting on it and they offered 50% for Settled in Full. Please Help!! I am past the SOL for civil litigation but still about 18 months from having these fall off. Regardless, I would like to cure these balances so that I may one day in the future, have a credit card from them.
Starting Score: 475
Im not sure. I didnt ask them. Both accounts are handled by The Northland Group. I would like to reestablish with them. They used to have an amnesty program where they would give you a new line of credit matching the amount of the PAID chargeoff. I have been told this program no longer exists 
Any success with getting this handled or anyone have any information? I owe Macys $282 and currently trying to clean up my credit. I called and spoke with different CSR's and was told that the amnesty program is no more. I plan on paying in full and then seeing if I can send a GW letter and get TL cleaned up! Any info
