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Has anybody had any recent success with either of these companies? I understand that PFD may be too difficult. I am looking to settle these rather soon as they have not been sold off but continue to report against my utilization. I owe Macy's approximately $710 and Bloomingdales $475. What type of offer is standard? I spoke with the Northland Group who is collecting on it and they offered 50% for Settled in Full. Please Help!! I am past the SOL for civil litigation but still about 18 months from having these fall off. Regardless, I would like to cure these balances so that I may one day in the future, have a credit card from them.
If you were to settle vs. PIF on these accounts, would it affect your chances of being able to get another DSNB card in the future?
Check your pm.