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Looks like you've done well considering the number of derogs. Will you get full 100% PFD's? Probabaly not. The ones that wont budge will take time to heal. Once the last one falls off. Thats when it will all be over. And your scores will rise. Keep hammering away for PFD's. But in the meantime build on what you got now for the future once all the baddies are gone. Wish you the best of luck.
I don't have any suggestions but I wanted to say CONGRATS on all of the success so far! Especially on Synchrony/Walmart. I cannot get that egg to crack
My only suggestion is to get what cox said to you in writing before you pay it. That way if the CA doesnt update to 0 balance you have some leverage to get it corrected or removed for inaccuracy. Good job and keep it up.
Holy smokes. Thats how you do it. Congrats and bigger and better things will come your way. Great Job!
Might I ask how in the world you got synchrony to agree to remove a chargeoff? I have two old (since paid) chargeoffs from Synchrony. The CAs removed their entries upon payment, but I was under the impression Synchrony wouldn't touch their tradelines for anyone.