No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I sent a GW letter to the only collection on my report back in December. They emailed me Dec 27th to say that the account would be expunged from the 3 bureaus. It was removed from my Equifax report but still on TU and EX. So I called the CA today and the guy was really nice and helpful and was surprised that it was still on my reports. He said that he would manually delete the collection from EX and TU. How long does a manual deletion take?
The furnisher of information cannot do a deletion, they can only report it to the CRA.
What he likely meant was that he will re-report an out of regular reporting cycle deletion, not that he has some power to do the CRA deletion on his own.
Furnishers normally report only once a month on all accounts, and that reporting is usually automated. Additional reporting requires manual intervention as a supplemental, out of cycle update.
Ah ok. Thanks Robert