I am trying to help a friend clean up their credit. I have noticed a few things on the Experian report that I have a couple of questions about. Due to carelessness these items are on her report even though she was eligible for charity care. Some were mishandled by hospital staff others appear due to neglect and improper paperwork. Half the items have drop off dates so those are easy to deal with. The others do not have drop off dates on the Experian report but have the notation paid /closed. Can I assume these were charge offs and will fall 10 years after the date they were last reported?