So i had something on my credit report from 2005 that apparently my insurance never paid for. I just noticed contacted my insurance company and the bill has been paid just recently. I was informed by the insurance company that upon receiving the money from the insurance company, that the hospital would remove the original collection from my credit report and contact the collection agency and have them remove their attempt at the collection from my account as well. By removing, i am assuming deletion, not the "paid". Does anyone know how that works? Or how long it takes?