I received a letter from Phoenix Financial, a debt collector, last week saying I owed $110 for something from 9/2017. It was vague with no description. Only for Steward Medical which, in my area, covers anything from doctor's offices to a few hospitals. I have providers in that network so I called them and I had no outstanding balances.
I tried calling Phoenix on Monday as I have zero medical debt and no idea what this is for. I got voicemail but just hung up. Well they called me today and said the debt is for my 25 year old biological son who is covered by my employer sponsored insurance. They said that since I'm the subscriber that I am responsible for his bills. I don't think that is correct. I told them that I never said I'd pay for it and his debts aren't mine. They threatened to "put it on my credit report". Am I wrong here? I'm not here to argue the moral obligations but rather the legal one.
