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I have 5 medical bills that went into collections because at the time, I didn't have medical insurance. I'm trying to fix my credit but I'm not sure where to start. What should I do? Will the drop off date occur in 2013? Should I PFD? I copied my information below.
Any advice is greatly appreciated. Thank you!
The collection agency was hired to collect a debt of $77 on account number
Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Account number [?]Account holder [?]Account descriptions [?]$77 |
$0 |
Jun, 2006 |
Individual |
Medical |
The collection agency was hired to collect a debt of $638 on account number
Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Account number [?]Account holder [?]Account descriptions [?]$638 |
$763 |
Jun, 2006 |
Individual |
Medical |
The collection agency was hired to collect a debt of $297 on account number
Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Account number [?]Account holder [?]Account descriptions [?]$297 |
$0 |
Jun, 2006 |
Individual |
Medical |
The collection agency was hired to collect a debt of $77 on account number
Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Account number [?]Account holder [?]Account descriptions [?]$77 |
$91 |
Jun, 2006 |
Individual |
Medical |
The collection agency was hired to collect a debt of $154 on account number
Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Account number [?]Account holder [?]Account descriptions [?]$154 |
$154 |
Jun, 2006 |
Individual |
Medical |
The drop off date will be around this time in 2013. 7 yrs 180 days from DOFD.
I had about 7 medical collections on my reports. Only one CA accepted PFD and the others I got removed via GW after I PIF the accounts. CA's seem more leniant towards medical.