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Hello, all. Thank you in advance for your help. After lurking on the boards, it seems that my best course of action is to offer a PFD for the accounts below. I just wanted to make sure that is the best thing for me to do before I send out letters. Any other advice is welcome and greatly appreciated.
Collections
FIRST FEDERAL CREDIT CONTROL
Agency Address: INC.
24700 CHAGRIN BLVD #205
BEACHWOOD, OH 44122
(216) 360-2000
Date Reported: 08/2013
Date Assigned: 07/2008
Creditor Classification: Medical/Health Care
Creditor Name: THOMAS CO 180
Accounts Number: 891XXXX
Account Owner: Individual Account.
Original Amount Owned: $10
Date of 1 st Delinquency: 10/2007
Balance Date: 08/2013
Balance Owned: $10
Last Payment Date : N/A
Status Date: 08/2013
Status: D - Unpaid
Comments: Medical
FIRST FEDERAL CREDIT CONTROL
Agency Address: INC.
24700 CHAGRIN BLVD #205
BEACHWOOD, OH 44122
(216) 360-2000
Date Reported: 08/2013
Date Assigned: 02/2008
Creditor Classification: Medical/Health Care
Creditor Name: PHILLIP CHIANG MD
Accounts Number: 846XXXX
Account Owner: Individual Account.
Original Amount Owned: $25
Date of 1 st Delinquency: 09/2007
Balance Date: 08/2013
Balance Owned: $25
Last Payment Date : N/A
Status Date: 08/2013
Status: D - Unpaid
Comments: Medical
UCB COLLECTIONS
Agency Address: 5620 Southwyck Blvd
Toledo, OH 436141501
(800) 876-6729
Date Reported: 05/2012
Date Assigned: 03/2012
Creditor Classification:
Creditor Name: LAUREL REGION HOSPITAL
Accounts Number: 3499XXXX
Account Owner: Individual Account.
Original Amount Owned: $64
Date of 1 st Delinquency: 10/2011
Balance Date: 05/2012
Balance Owned: $64
Last Payment Date : N/A
Status Date: 05/2012
Status: D - Unpaid
Comments: Medical
UCB COLLECTIONS
Agency Address: 5620 Southwyck Blvd
Toledo, OH 436141501
(800) 876-6729
Date Reported: 06/2010
Date Assigned: 04/2010
Creditor Classification:
Creditor Name: LAUREL REGION HOSPITAL
Accounts Number: 2873XXXX
Account Owner: Individual Account.
Original Amount Owned: $100
Date of 1 st Delinquency: 12/2009
Balance Date: 06/2010
Balance Owned: $100
Last Payment Date : N/A
Status Date: 06/2010
Status: D - Unpaid
Comments: Medical
UCB COLLECTIONS
Agency Address: 5620 Southwyck Blvd
Toledo, OH 436141501
(800) 876-6729
Date Reported: 03/2010
Date Assigned: 02/2010
Creditor Classification:
Creditor Name: LAUREL REGION HOSPITAL
Accounts Number: 2812XXXX
Account Owner: Individual Account.
Original Amount Owned: $100
Date of 1 st Delinquency: 09/2009
Balance Date: 03/2010
Balance Owned: $100
Last Payment Date : N/A
Status Date: 03/2010
Status: D - Unpaid
Comments: Medical
CREDITOR CLAIMS OF AMERICA
Agency Address: PO Box 7579
Silver Spring, MD 209077579
(301) 565-2300
Date Reported: 03/2010
Date Assigned: 10/2009
Creditor Classification: Medical/Health Care
Creditor Name: LAUREL DIAGNOSTIC IMAGING
Accounts Number: 75XXXX
Account Owner: Individual Account.
Original Amount Owned: $35
Date of 1 st Delinquency: 12/2008
Balance Date: 03/2010
Balance Owned: $0
Last Payment Date : 24/02/2010
Status Date: 03/2010
Status: P - Paid
Comments: Medical
UCB COLLECTIONS
Agency Address: 5620 Southwyck Blvd
Toledo, OH 436141501
(800) 876-6729
Date Reported: 10/2009
Date Assigned: 08/2009
Creditor Classification:
Creditor Name: LAUREL REGION HOSPITAL
Accounts Number: 2665XXXX
Account Owner: Individual Account.
Original Amount Owned: $100
Date of 1 st Delinquency: 04/2009
Balance Date: 10/2009
Balance Owned: $100
Last Payment Date : N/A
Status Date: 10/2009
Status: D - Unpaid
Comments: Medical
That's what I would do. Instead of doing a PFD for each individual account, I would list all of them with the same CA in the same letter. Most of them are very small.
Great, thanks for the reply.