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Long story short....I have a medical collection for my son for a hospital in Michigan. My insurance company refuses to pay for it because we were directed to Urgent care at the hospital and my insurance company requires that we stay in ER while out of town. I have been in contact with the hospital to get it straightened out to no avail. I want to get this off my mind. I have spent way too much time dealing with this issue. Question: I have asked that the debt be recalled back from the collection agency, and I have heard nothing back. Should I send the hospital a PFD letter or should I send it to the CRA? I'm tired if fighting my insurance company! TIA
PFD are sent to collection agencies. CRA's have nothing to do with PFD's. I would call the hospital and state you would like the collection be recalled from the CA, if you have to talk to a supervisor in the billing dept I would or even a manager. They can not ignore your requests.