Ok....I had a Merrick Credit card several years ago. I completely forgot about it, well it popped up on my credit reports as a collection. The account is still under Merrick Bank and not a collection account. Should I attempt to reinsatate the account (if they will do that) and make payments? What are my options? I would like to not have it listed as a collection on my CR's.
NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.
I was curious as to how this turned out. I called them today regarding an account that they're reporting as a charge off in '09 but the DOFD as 4/11. I called the number listed on my CR...I was told to write a PO Box with my questiosn and to send a copy of my credit report....Not sure how to proceed with this.