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Midland Deleted!!!!!!!!!!!!!!!!

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SHAI
Regular Contributor
‎04-18-2013 05:39 AM
‎04-18-2013 05:39 AM

Midland Deleted!!!!!!!!!!!!!!!!

Finally Midland has deleted from EQ, score took a dive down to 637. Could this be a form of rebucketing???

Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 1 of 6
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tirado126
Contributor
‎04-18-2013 05:45 AM
‎04-18-2013 05:45 AM

Re: Midland Deleted!!!!!!!!!!!!!!!!

how did you get it deleted? this one thing is holding me from getting preapproved for a mortgage.

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Starting Score: EQ 542, TU 503, EX 580 (all lender pulled 06/07/11)
Current Score: EQ 649, TU 722, EX 654 (pulled Dec 2013)
Goal Score: 700 club for all 3 agencies!

CapOne$750/FP$400/Matrix$300/VS$500/Walmart$500/BestBuy$1K/KayJeweler$2K (last app 12/16/13)
Message 2 of 6
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SHAI
Regular Contributor
‎04-18-2013 05:57 AM
‎04-18-2013 05:57 AM

Re: Midland Deleted!!!!!!!!!!!!!!!!

I paid the OC (tmobile), i then wrote a letter to all 3 CRA explaining I paid tmobile and provided a copy of receipt. TU and EX deleted right away. Equifax made me wait the entire 30days and only updated to $0 balance. My score went from 661 to 645 I disputed it again on Monday and found out it was deleted today score went from 645-637. DId you pay midland already?

Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 3 of 6
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DaBears
Senior Contributor
‎04-18-2013 06:28 AM
‎04-18-2013 06:28 AM

Re: Midland Deleted!!!!!!!!!!!!!!!!

Was it your only baddie left? If it was it could be as you stated that you have been rebucketted!!!! You will recover quicky tho!!!! Congrats on the deletion 

 

 

 

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Message 4 of 6
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tirado126
Contributor
‎04-18-2013 06:31 AM
‎04-18-2013 06:31 AM

Re: Midland Deleted!!!!!!!!!!!!!!!!

I already paid Midland Smiley Sad that sucks...I would've paid Tmobile if I knew.

--------------------------------------------------------------------------------
Starting Score: EQ 542, TU 503, EX 580 (all lender pulled 06/07/11)
Current Score: EQ 649, TU 722, EX 654 (pulled Dec 2013)
Goal Score: 700 club for all 3 agencies!

CapOne$750/FP$400/Matrix$300/VS$500/Walmart$500/BestBuy$1K/KayJeweler$2K (last app 12/16/13)
Message 5 of 6
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SHAI
Regular Contributor
‎04-18-2013 07:53 AM
‎04-18-2013 07:53 AM

Re: Midland Deleted!!!!!!!!!!!!!!!!

Yes it was my only baddie. Do you think I will start to increase in 6months or longer??

Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 6 of 6
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