My experience with Midland was nothing short of horrible. I wasn't exactly a responsible 18 year old when it came to finances, now that I'm 30 I couldn't regret that more. With that said, Midland wouldnt work with me on anything. It was either full payment in like a week or nothing. I got calls at work, even at my parents house. I didnt have the money to pay them so it never got resolved. I filed bankruptcy in 2011 after realizing I just couldnt ever get out. Funny thing is Midland was still on my CR after BK. I did some research and realized it was for a medical bill from a car accident I had. I disputed the collection on my CR and it was removed...hopefully thats the last I'll ever have to deal with them! I wish you luck on your journey!
Based upon my minimal understanding of the laws regarding credit, as I uNderstand it you're saying that it is outside of the SOL for them to sue me???? If this is the case iT would seem that an offer for deletion may be an option. Thoughts???
Yep, that's what I said in the above post lol.
Yes, outside of the time for them to sue you. By several years.