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If it is unpaid it is automatically an open collection account. The fact it is closed with the OC is a moot point.
Id like some info on getting these bastards off my CR please
I beat them with one simple DV Letter. I sent it on Jan 6 and I got something on the 17 saying that they will DELETE. Try that see if ir works and keep us updated!
Good Luck!
This is what I got in the mail: http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/So-Good-I-had-To-Share/td-p/2763519