A voluntary dismissal is not a ruling by a court on the merits of the plaintiff’s claim(s). “Without prejudice” means you can be sued again if the debt is still within the statute of limitations.
Thank you for your reply. So what was the point in going to court and getting this letter from the judge? You told me “it’s your lucky day” and the handed me this paper signed off by him. Should I not fax this to Midland Funding?
I'm not an attorney, you should probably consult one, but if the case was dismissed without prejudice, it gives them time to gather information the judge requested and still be able to file again.
Talk to an attorney
I am trying to avoid paying anything at this point which is why I came into this forum. Paying an attorney is not something I want to do. This is on my credit report and I am trying to get it resolved. It was removed from TransUnion already. Equifax and Experian its still there.
You have a bigger issue than what's reported to your CR and what's not. Those are two separate matters
A lot of attorneys will do a free initial consult, but even if you had to pay, it will cost a whole lot less than $7600.
Going back to your original question..should you fax it to them? That's a question an attorney can answer
Can they take you back to court? Yes
Would they? It's Midland, yes they would.
Can they collect later if they get a judgement? Yes, via garnishment and bank account liens
Can the judgement be renewed if they get one? Yes
So, pick up a phone and find an attorney willing to do a brief consult