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Midland actually deleted

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singleindependentmom
New Contributor

Midland actually deleted

I was just informed by my disputes with Experian that Midland deleted a collections... granted I paid for it, but they deleted the record!! Now I just need them to delete 3 more! LOL


Starting Score: Experian 514 Equifax 510 TransUnion 510
Current Score: Experian 630 and everything still In Progress
Goal Score: First Goal 650


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Message 1 of 17
16 REPLIES 16
DaBears
Senior Contributor

Re: Midland actually deleted

Message 2 of 17
newmomnewme
Valued Contributor

Re: Midland actually deleted

@DaBears, it seems like we have been seeing a boost in Midland deletes since your case? I feel like I may have some hope now..

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 3 of 17
NibblesTreats
Frequent Contributor

Re: Midland actually deleted

That is awesome!  Good for you. No luck for me on that yet but I'll be sending out my second round of PFD's to them this week!


Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months
Message 4 of 17
coldnmn
Mega Contributor

Re: Midland actually deleted

Good to see positive reporting thanks for sharing. 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 17
DaBears
Senior Contributor

Re: Midland actually deleted


@newmomnewme wrote:

@DaBears, it seems like we have been seeing a boost in Midland deletes since your case? I feel like I may have some hope now..


Hahaha

Message 6 of 17
singleindependentmom
New Contributor

Re: Midland actually deleted

Thanks... I have to send my GW letters for my other 3 midland accounts, but I think there's still hope now that this one got deleted!


Starting Score: Experian 514 Equifax 510 TransUnion 510
Current Score: Experian 630 and everything still In Progress
Goal Score: First Goal 650


Take the myFICO Fitness Challenge
Message 7 of 17
myjourney
Super Contributor

Re: Midland actually deleted


@singleindependentmom wrote:

I was just informed by my disputes with Experian that Midland deleted a collections... granted I paid for it, but they deleted the record!! Now I just need them to delete 3 more! LOL


Congrats that's wonderful news 

Keep moving forward Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 17
singleindependentmom
New Contributor

Re: Midland actually deleted

Thank you Journey!!! This train is off and running... next stop...life back land! Smiley Very Happy


Starting Score: Experian 514 Equifax 510 TransUnion 510
Current Score: Experian 630 and everything still In Progress
Goal Score: First Goal 650


Take the myFICO Fitness Challenge
Message 9 of 17
fixmycred14
Established Contributor

Re: Midland actually deleted

Yaaayyy! Me too! I checked my Experian report and Midland is gone! I sent them a direct dispute first then filed a complaint with the CFPB. I hope everyone on here dealing with these people have the same results. Now, hopefully Transunion and Equifax follow suit. BTW -- they refused all PFDs & GWs. I PIF and their reporting is what I disputed.


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


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Message 10 of 17
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