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Midscore from 585 to 658 in 5 1/2 months - THANK YOU FORUM!

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tirado126
Contributor

Midscore from 585 to 658 in 5 1/2 months - THANK YOU FORUM!

I was preapproved for my first home mortgage today!!!!!!

 

In the past 4 months I've paid down credit cards, stayed current on my accounts, emailed CEO's, PFD an old charge off and disputed items on my CR due to errors. After all the hard work and patience, I finally was preapproved for my first mortgage and look to buying a home for my family Smiley Happy Wouldn't have been able to do it without everyone's input along the way and past experiences.

 

I'm continue to build my credit and looking forward to making it to the 700 club by the end of the year.

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Starting Score: EQ 542, TU 503, EX 580 (all lender pulled 06/07/11)
Current Score: EQ 649, TU 722, EX 654 (pulled Dec 2013)
Goal Score: 700 club for all 3 agencies!

CapOne$750/FP$400/Matrix$300/VS$500/Walmart$500/BestBuy$1K/KayJeweler$2K (last app 12/16/13)
Message 1 of 8
7 REPLIES 7
lae_lae
Regular Contributor

Re: Midscore from 585 to 658 in 5 1/2 months - THANK YOU FORUM!

congrats!!!

Message 2 of 8
qd
Regular Contributor

Re: Midscore from 585 to 658 in 5 1/2 months - THANK YOU FORUM!

That is awesome!!   It has to feel good to see your hard work payoff...good for you and your family.  Keep up the good work.

Message 3 of 8
kywymy
Established Member

Re: Midscore from 585 to 658 in 5 1/2 months - THANK YOU FORUM!

That's awesome, congratulations!

Started personal credit repair journey 3-17-13
Current MyFico Scores: TU 646 EQ 628 EX 655 (as of 2-1-17)
 photo 4f4050e0-8682-43c1-bed9-c01f9d0f98fb.png photo 6a51b853-bb69-452b-9836-8113283d2d15.gif photo 537fb755-b954-40d8-8818-414b3dcab53c.gif
Message 4 of 8
los_west
Regular Contributor

Re: Midscore from 585 to 658 in 5 1/2 months - THANK YOU FORUM!

Awesome!  I hope to be in the same boat as you soon!

Starting Score: (04/18/2013) EX 572, TU 577, EQ 554
Currently: (12/2014) EX ?, TU ?, EQ 766 (new version)
Lender Pull (12/03/14): EX 759, TU 750, EQ 766
Message 5 of 8
Shogun
Moderator Emeritus

Re: Midscore from 585 to 658 in 5 1/2 months - THANK YOU FORUM!

Congrats!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 8
tirado126
Contributor

Re: Midscore from 585 to 658 in 5 1/2 months - THANK YOU FORUM!

Thanks everyone! it's a long journey still ahead, but great to achieve this milestone.

--------------------------------------------------------------------------------
Starting Score: EQ 542, TU 503, EX 580 (all lender pulled 06/07/11)
Current Score: EQ 649, TU 722, EX 654 (pulled Dec 2013)
Goal Score: 700 club for all 3 agencies!

CapOne$750/FP$400/Matrix$300/VS$500/Walmart$500/BestBuy$1K/KayJeweler$2K (last app 12/16/13)
Message 7 of 8
guiness56
Epic Contributor

Re: Midscore from 585 to 658 in 5 1/2 months - THANK YOU FORUM!

Message 8 of 8
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