More Tradelines??? - ONLY 1 RIGHT NOW!

[myjourney]

One more TL would help 

https://www.sdfcu.org/

No HP easy approval 

Secured card 

[RCOH]

See, I knew I would be corrected...lol

Got it.

[JamesKnox]

guiness

So you know I have the BofA secured that I got last week, yesterday went ahead and got the OpenSky....should I go ahead and get a First Progress (NOT FIRST PREMIER) secured to make it 3 active revolving accounts or should I just leave it 2?

[JamesKnox]

I just seen that myjourney suggested the SDFCU Secured Card. Should I go with that or First Progress or do I not really even need a 3rd secured?

x

[guiness56]

Every time you get a TL added it takes away from your AAoA.  If you don't mind that,  a 3rd one isn't going to hurt you.  But after that, I would suggest gardening and letting these age for at least a year.

[guiness56]

I would go with the one myjourney recommended.

[myjourney]

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@guiness56 wrote:

Every time you get a TL added it takes away from your AAoA.  If you don't mind that,  a 3rd one isn't going to hurt you.  But after that, I would suggest gardening and letting these age for at least a year.

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+1 

[guiness56]

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@RCOH wrote:

See, I knew I would be corrected...lol

Got it.

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You're learning

[JamesKnox]

guiness,

which is more important right now? AAoA or being sure I have enough revolving credit to show that I can multiple things on time monthly? My oldest accounts are 2 student loan accounts from 7 years ago....thoughts?

[myjourney]

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@JamesKnox wrote:

guiness,

which is more important right now? AAoA or being sure I have enough revolving credit to show that I can multiple things on time monthly? My oldest accounts are 2 student loan accounts from 7 years ago....thoughts?

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Both are equally important but if you can get them together and age them together it will help at this point