Just reduced my utl from %64 to %19 and saw a 20 point increase! 562 to 581 in 1 month 
Now we are cooking with grease!!!
I have a student loan that is in default....I am in a rehab program and my 9th payment is in Feb.....that and 1 collection from First Premier are hurting me the most......I wonder what type of boost I'll get when those go away??
FYI.....i don't think i've ever had better than ok credit.....I'm excited to see where this goes
Congrats. I paid down my utl too , just waiting for them to report to CA and very impatiently wating too see what kind of score change I'll get.
Starting Score: 2/22/12: EQ 530, TU 553, EX 528(lender). 12/4/12 (rebuilding starts)= EQ 599.
I paid my util down as well but it hasn't officially changed on my CR's yet. Congrats on the points and good luck.
Congrats!!!
Very nice, util sure has a big impact on score. Congrats!
